What Is a Player Bet?
This is when the Player holds a higher card value (up to a maximum of 9) and is declared the winner.
Face cards as well as 10 counts as 0. The Ace is worth 1.
The payout is: 1/1.
House Edge: 1.29% (Single Deck), 1.24% (6-Deck).
What Is a Tie?
A tie is calculated when both the Player and the Banker have the exact total number. (For example, Player has 8, Banker has 8).
The Payout: 8/1
House Edge: 15.75% (Single Deck) or 14.44% (6-Deck)
Statistically Ties are seen 9.6% of the time.
What Is a Banker Bet?
This is when the Banker holds a higher card value (up to a maximum of 9) and is declared the winner.
Face cards as well as 10 counts as 0. The Ace is worth 1.
The payout is: 19/20.
House Edge: 1.29% (Single Deck), 1.24% (6-Deck).
What are the Side Bets?
Side bets are offered in some versions of baccarat (more often 6-deck games)
Player Pair
The first two cards dealt to the Player make a pair.
Payout: 1/1
House Edge: 11.25%
Banker Pair
The first two cards dealt to the Banker make a pair.
Payout: 11/1
House Edge: 11.25%
Perfect Pair
The first two cards dealt to the Player or Banker form a pair of the same suit (For example, each has a 5 of Spades)
Payout: 25/1
House Edge: 17.07%
Either Pair
The first two cards dealt to either the Banker or Player make a pair.
Payout: 5/1
House Edge: 14.54%
Small
The total cards dealt in a game is 4.
Payout: 1.5/1
House Edge: 5.27%
Big
The total cards dealt in a baccarat game is 5 or 6.
Payout: 0.54/1
House Edge: 4.35%
What Is the Best Bet?
Statistically, a bet on the Banker winning has the highest odds of success, as the the bank has a slight edge. That being stated if the bank does win, there is a small commission (5%) paid on winnings from the bet on the bank.
Statistically the Banker's hand will win 45.8% of the time, slightly higher than the Player's hand at 44.6%.
How Much Can You Win at Baccarat?
A winning net on a Player Bet results in the highest payout of doubling your bet. Meaning if you bet $100, you win $100. This brings your total payout to $200.
This compares to betting on the Banker Bet, if you bet $100 you would still win $100, but then a 5% house commission would be deducted resulting in winnings of $95, or a total payout of $195.
