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10 Best New Zealand Online Baccarat Sites (2025)

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New Zealand’s online casinos offer a diverse range of baccarat games, including the option to play against live dealers. These platforms ensure a secure and fair environment, with a selection of both traditional and innovative baccarat variations.

Beginners can learn the basics with resources like “How to Play Baccarat for Beginners,” while experienced players can enhance their gameplay with advanced strategies.

The top 10 online casinos for baccarat in New Zealand, especially those featuring live dealer options, provide an immersive and dynamic gaming experience.

1. Jackpot City

How To Play Online Baccarat At JackpotCity Casino | 18+ Only

 

Jackpot City, established in 1998, boasts over two decades of expertise in the online gaming industry. Catering to a diverse audience with support for 15 languages, this platform is particularly notable for its extensive selection of about 700 casino games. This variety ensures a continually engaging experience, especially for players interested in baccarat. While the platform’s focus on baccarat appeals to enthusiasts in New Zealand, its diverse game portfolio means you’ll find plenty to enjoy even if your interest in baccarat wanes over time.

The user-friendly interface of Jackpot City makes navigation a breeze. As for payment options, the platform accommodates a wide range of methods, catering to various preferences. Importantly, Jackpot City operates under stringent regulations, holding licenses from the Kahnawake Gaming Commission, and the Malta Gaming Authority, ensuring a secure and trustworthy gaming environment.

Bonus: Sign up at Jackpot City today and you will receive a welcome bonus worth up to NZ1,600 plus 10 chances to win NZ$1 million every day.

Pros and Cons

  • Immersive Baccarat Games
  • Top Game Provider Studios
  • Powered by Microgaming
  • No Phone Support
  • Difficult to Navigate
  • Relatively Fewer Table Games
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Visit Jackpot City →

2. Zodiac Casino

Zodiac Casino, established in 2018, has rapidly gained prominence in the online casino world, matching the reputation of platforms that have been operational for decades. This platform, particularly appealing to baccarat enthusiasts in New Zealand, operates under the esteemed UK Gambling Commission and the Malta Gaming Authority licenses, and also boasts the eCOGRA certification, ensuring a secure and fair gaming experience.

With a minimal initial deposit requirement of only $1 and subsequent deposits set at $10, Zodiac Casino is accessible for a wide range of players. The platform’s gaming selection exceeds 500 options, predominantly provided by Microgaming and Evolution Gaming. This diverse range includes live games, table games, pokies, and video poker, with a special emphasis on baccarat, catering to both traditional and modern gaming preferences.

Zodiac Casino enhances the gaming experience with a robust loyalty and VIP program. Players have access to a variety of popular payment methods, ensuring convenient transactions. Additionally, the platform maintains a dedicated customer service team, reachable via email or live chat, to assist with any queries or issues, further affirming its commitment to a quality user experience.

Bonus: Zodiac Casino offers newcomers 80 chances to win NZ$1 million for just NZ$1. The second part of the welcome bonus is 4 deposit bonuses, which can award you up to NZ$480 in casino bonuses.

Pros and Cons

  • Live Evolution Baccarat
  • Frequently Adds New Games
  • Huge Jackpots to be Won
  • Fiddly Mobile Interface
  • No Phone Support
  • High Min Withdrawals
Visa Mastercard Skrill Neteller Astropay Banktransfer

Visit Zodiac Casino →

3. Spin Casino

Established in 2001, Spin Casino has become a global platform catering to a diverse range of gamblers, including those from New Zealand with a keen interest in baccarat. This platform stands out for its extensive collection of gaming options, ranging from eSports to traditional casino games, with baccarat being a notable highlight. The versatility of Spin Casino is further enhanced by its compatibility with both mobile and desktop devices, allowing players to enjoy their favorite games from any location and at any time.

Over the years, Spin Casino has expanded its reach globally, offering support in multiple languages to accommodate a wide audience. The platform’s credibility is reinforced by holding two prestigious gambling licenses – one from the Malta Gaming Authority and another from the Kahnawake Gaming Commission. Although Spin Casino collaborates with a select number of game providers, these partnerships are with some of the most reputable and trustworthy names in the industry, ensuring a high-quality gaming experience for baccarat enthusiasts and all players alike.

Bonus: When you sign up at Spin Casino, you will receive a welcome offer of up to NZ$1,000 when you make your first deposit.

Pros and Cons

  • Quality Baccarat and Variants
  • Loyalty Program
  • Tons of Alternate Card Games
  • Relatively Small Bonuses
  • No Phone Support
  • Could Have More Live Baccarat
Visa Mastercard Skrill Neteller Applepay Neosurf Google Pay Paysafecard

Visit Spin Casino →

4. Platinum Play

Established in 2000, Platinum Play Casino has built a reputation for providing top-tier services in the online gaming industry, a distinction it has maintained for over two decades through constant innovation and improvement. This platform, which holds significant appeal for baccarat enthusiasts in New Zealand, is fortified with licenses from two authoritative commissions and an eCOGRA certificate, ensuring a secure and trustworthy gaming environment.

Platinum Play Casino boasts a diverse library of over 600 games, sourced from numerous esteemed software providers, with a particular focus on offering a rich baccarat experience. The user-friendly interface of the platform ensures ease of use for all players. New Zealand players can benefit from a variety of payment methods, enabling them to select the most convenient option for their needs.

The platform is committed to providing excellent customer service, available 24/7, to assist with any queries or issues.

Bonus: Join Platinum Play and you will receive a tremendous welcome offer worth up to NZ$800, spread out across your first three deposits. From there, you can receive 10 daily spins to win a million, and no shortage of excellent games to try out.

Pros and Cons

  • High RTP Baccarat
  • Mobile Gaming App
  • Daily Casino Bonuses
  • Small Variety of Baccarat
  • Few Withdrawal Options
  • Bonuses Are Small
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Visit Platinum Play →

5. Gaming Club

Gaming Club, established in 1994, stands out as a prestigious online gambling platform, characterized by its sleek black and green design that lends it a modern appeal. The platform is compatible with various operating systems, including Windows, Android, and iOS, ensuring a seamless gaming experience across all devices. This is particularly advantageous for players in New Zealand who enjoy baccarat, as they can access the game easily on their preferred device.

The platform offers an impressive collection of over 500 games, thanks to collaborations with numerous software providers. This diverse range includes a variety of baccarat games, catering to both new and experienced players. Gaming Club supports multiple currencies and payment methods, making it convenient for players from different regions, including New Zealand, to engage in gameplay.

A key aspect of Gaming Club is its dedicated customer support, available to assist players with any queries or issues they may encounter. This commitment to customer service ensures a smooth and enjoyable gaming experience for all users, particularly those keen on baccarat.

Bonus: Gaming Club welcomes newcomers with a double deposit bonus worth up to NZ$350 and daily spins to win a tremendous jackpot. The platform has all the classic games that you could possibly need, and recurring bonuses to help you hit the ground running.

Pros and Cons

  • Powered by Microgaming
  • Excellent Baccarat and Card Games
  • Crisp Mobile Gaming Experience
  • No Mobile App
  • Limited Game Providers
  • Doesnt Add New Table Games Often
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Visit Gaming Club →

6. Ruby Fortune

Ruby Fortune, a casino with an impressive selection of over 650 games, has established itself as a key player in the online gaming world since its launch in 2000. Over the past 22 years, it has become well-known internationally. This platform is particularly accessible to players in New Zealand, who can enjoy its offerings at any time, day or night.

The platform is a haven for baccarat enthusiasts in New Zealand, featuring a range of games that cater to both beginners and seasoned players. Ruby Fortune is distinguished by its unique features, such as the availability of demo versions for various games and a customized game menu, enhancing the overall gaming experience. The casino’s commitment to security is underscored by its Malta Gaming Authority License, ensuring a safe and trustworthy gaming environment.

With minimum deposits of around 12 NZD, Ruby Fortune is an accessible option for a broad spectrum of players. This affordability allows individuals from diverse backgrounds to engage in the platform’s rich gaming offerings, including a variety of baccarat games. The user-friendly nature of the platform, combined with its high-quality features, makes Ruby Fortune a top choice for those seeking an exceptional online baccarat experience in New Zealand.

Bonus: Join Ruby Fortune and you can easily max out your welcome offer of up to NZ$250 and receive 10 chances every day to hit a stellar jackpot of NZ$1 million.

Pros and Cons

  • Huge Progressive Jackpots
  • Featured Monthly Games
  • Immersive Baccarat Games
  • Relatively Small Portfolio
  • Fewer Payment Options
  • High Min Withdrawal
Visa Mastercard Idebit Skrill Neteller

Visit Ruby Fortune →

7. Lucky Nugget

Lucky Nugget Casino, operational since 1998, is a well-established online gaming platform with a wealth of features. It has consistently maintained its standing in the industry, holding licenses from the Kahnawake Gaming Commission and the Malta Gaming Authority throughout its operation. The casino’s collaboration with leading game providers like Evolution Gaming and Microgaming has enabled it to offer an impressive portfolio of over 450 games.

For baccarat enthusiasts in New Zealand, Lucky Nugget Casino presents an appealing destination. The platform offers a range of baccarat games, catering to various preferences and skill levels. Beyond its game selection, Lucky Nugget is known for its user-friendly interface, ensuring an enjoyable and straightforward gaming experience for all players.

The casino also excels in customer support and security, prioritizing player safety and satisfaction. Additionally, it accommodates a variety of payment methods, making it convenient for New Zealand players to manage their transactions. Overall, Lucky Nugget Casino’s combination of a robust game library, reliable customer service, and a secure gaming environment makes it a top choice for baccarat players in New Zealand.

Pros and Cons

  • Excellent Evolution Live Games
  • Top Themed Baccarat Titles
  • Rewarding Loyalty Program
  • Limited Software Providers
  • No Mobile App
  • Withdrawals Can Be Slow
Visa Mastercard Skrill Neteller Ecopayz Paysafecard Banktransfer

Visit Lucky Nugget →

8. Mummy’s Gold

Mummy’s Gold Casino, established in 2002, has built a reputation for providing exceptional service in the online gaming industry. This casino is recognized for its adherence to high standards, holding licenses from both the Malta Gaming Authority and the Kahnawake Gaming Commission.

The casino offers a diverse gaming portfolio with over 500 games, ensuring a wide range of choices for players. Notably, it features an extensive selection of baccarat games, catering to enthusiasts of this classic casino offering. In addition to baccarat, Mummy’s Gold also provides a variety of slots, live games, and other popular casino games, making it a comprehensive gaming destination.

Moreover, the platform is designed with mobile optimization in mind, allowing players to enjoy their favorite games seamlessly on the go. This mobile-friendly approach ensures a consistent and high-quality gaming experience across different devices.

Mummy’s Gold also places a strong emphasis on player loyalty, offering a well-structured loyalty program that rewards regular players. This program adds an extra layer of value to the gaming experience, making it more rewarding for those who frequently engage with the casino.

Pros and Cons

  • Brilliant Baccarat Mobile Play
  • Powered by Microgaming
  • Loads of Slots to Enjoy
  • Dated Games Collection
  • High Bonus Rollover
  • Limited Phone Support
Visa Mastercard Maestro Idebit Skrill Neteller

Visit Mummy’s Gold →

9. River Belle Casino

River Belle Casino, a prominent name in the online gaming industry since 1997, has established a strong trust among players in New Zealand, particularly for its range of baccarat games. The platform is notable for its dual licensing, ensuring a secure and regulated gaming environment.

For baccarat enthusiasts in New Zealand, River Belle Casino offers a rich selection of options, contributing to its extensive catalog of games. While the casino is renowned for its impressive array of over 500 slot games, its baccarat offerings stand out, providing a sophisticated experience for players seeking this classic casino game.

The platform’s user-friendly design extends to mobile devices, allowing seamless access to baccarat games and other offerings on the go. River Belle’s commitment to customer satisfaction is evident in its accessible customer service, available via email and live chat, ensuring a supportive and responsive gaming environment.

With its focus on safety and reliability, River Belle Casino has become a trusted destination for New Zealand players, offering a diverse and secure gaming experience with a special emphasis on baccarat.

Bonus: River Belle is offering new players up to NZ$800 in bonuses, as well as bonus daily spins to win tremendous jackpot prizes.

Pros and Cons

  • Popular Slots Collection
  • Authentic Baccarat Games
  • Plenty of Game Suppliers
  • High Min Withdrawals
  • Poor Navigation Tools
  • Limited Phone Support
Visa Mastercard Maestro Ecopayz Neteller Echeck Paysafecard

Visit River Belle →

10. All Slots Casino

All Slots Casino, established in 2002, is renowned for its user-friendliness and approachability, especially for baccarat enthusiasts in New Zealand. The platform’s minimum deposit requirement is a modest $10, making it accessible to a wide range of players, including those new to online casinos. Its website is designed for ease of use, ensuring a smooth gaming experience.

The casino’s commitment to player engagement is evident through its diverse range of tournaments and promotions, along with a comprehensive loyalty and VIP program. These features enhance the overall gaming experience, particularly for regular players.

With a substantial selection of games, including various baccarat options, All Slots Casino caters to a variety of preferences. Its emphasis on security and a strong reputation in the online gaming community further underscores its appeal. This focus on extensive gaming content, high-security standards, and player-centric initiatives make All Slots Casino a standout choice for players in New Zealand.

Bonus: All Slots Casino is offering new customers a mammoth NZ$1,500 welcome offer, spread out across your first 3 deposits. Easily maxed out, this bonus can serve you well across the site’s extensive array of casino games.

Pros and Cons

  • ClearPay Bonus System
  • Popular Game Providers
  • Amazing Jackpot Prizes
  • Limited Table Baccarat
  • Geared Towards Slots & Live Games
  • No Phone Support
Visa Mastercard Skrill Banktransfer

Visit All Slots →

New Zealand Gambling Legislation

New Zealand is a gambling-friendly country, but it has no state-regulated online casinos. The only online gambling sites that are officially regualted by the Government of New Zealand are Lotto NZ, the state lottery, and the New Zealand Racing Board, TAB, which takes online horse racing and sports bets.

Gambling in New Zealand is regulated by the New Zealand Gambling Commission, which follows the laws of the Gambling Act of 2003. Its mission is to establish a safer gambling space for Kiwi gamers and to ensure that all games in New Zealand are provably fair to play. Though as there are no online casinos, the gaming legislation applies to land-based casinos, of which there are 6 in New Zealand.

Kiwi gamers can turn to international online casino sites to play Baccarat and other games that they like. It is not illegal to play at these sites, according to the laws of the Gambling Commission, but Kiwi gamers should be aware that there are risks. You should only pick a site that is licensed by a reputable gambling authority, such as the Malta Gambling Commission, Government of Curacao, UK Gambling Commission or various others. If you want to learn more about iGaming Licenses and Authorities, be sure to read our reviews.

There may be a New Zealand state owned online casino launching sometime in the future, but it is predicted to arrive in 2026 at the earliest. And then we don’t know what providers the NZGC will partner with and which games it will supply. An alternative would be to open the NZ gambling market to involve foreign casino operators. But that would require the proper framework and a new set of laws to happen.

In the meantime, there is an abundance of online casino operators that provide worthy Baccarat games. It does not matter whether you are a beginner or an expert, you can sign up to these platforms in a matter of minutes and test the games for yourself.

Conclusion

The top 10 online baccarat casinos in New Zealand offer a diverse and engaging gaming experience, catering to players with varying levels of expertise and interests. These platforms stand out for their extensive selection of baccarat games, ranging from classic to modern variations, ensuring that both traditionalists and those seeking new experiences are well catered to.

User-friendliness is a common theme across these casinos, with many featuring intuitive interfaces and low minimum deposit requirements, making them accessible to a broad audience. While bonuses are a typical aspect of online casinos, these top sites focus more on providing a rich gaming experience through a variety of games and tournaments.

The commitment to security and customer service is evident, as these casinos uphold high standards to ensure a safe and enjoyable environment for players. With features like mobile optimization and responsive customer support, they offer convenience and reliability.

Overall, these top 10 baccarat casinos in New Zealand represent the best in online gaming, providing a blend of tradition, innovation, accessibility, and security to cater to the diverse needs and preferences of baccarat enthusiasts.

This is when the Player holds a higher card value (up to a maximum of 9) and is declared the winner.

Face cards as well as 10 counts as 0. The Ace is worth 1.

The payout is: 1/1.

House Edge: 1.29% (Single Deck), 1.24% (6-Deck).

A tie is calculated when both the Player and the Banker have the exact total number. (For example, Player has 8, Banker has 8).

The Payout: 8/1

House Edge: 15.75% (Single Deck) or 14.44% (6-Deck)

Statistically Ties are seen 9.6% of the time.

This is when the Banker holds a higher card value (up to a maximum of 9) and is declared the winner.

Face cards as well as 10 counts as 0. The Ace is worth 1.

The payout is: 19/20.

House Edge: 1.29% (Single Deck), 1.24% (6-Deck).

Side bets are offered in some versions of baccarat (more often 6-deck games)

Player Pair

The first two cards dealt to the Player make a pair.

Payout: 1/1

House Edge: 11.25%

Banker Pair

The first two cards dealt to the Banker make a pair.

Payout: 11/1

House Edge: 11.25%

Perfect Pair

The first two cards dealt to the Player or Banker form a pair of the same suit (For example, each has a 5 of Spades)

Payout: 25/1

House Edge: 17.07%

Either Pair

The first two cards dealt to either the Banker or Player make a pair.

Payout: 5/1

House Edge: 14.54%

Small

The total cards dealt in a game is 4.

Payout: 1.5/1

House Edge: 5.27%

Big

The total cards dealt in a baccarat game is 5 or 6.

Payout: 0.54/1

House Edge: 4.35%

Statistically, a bet on the Banker winning has the highest odds of success, as the the bank has a slight edge. That being stated if the bank does win, there is a small commission (5%) paid on winnings from the bet on the bank.

Statistically the Banker's hand will win 45.8% of the time, slightly higher than the Player's hand at 44.6%.

A winning net on a Player Bet results in the highest payout of doubling your bet. Meaning if you bet $100, you win $100. This brings your total payout to $200.

This compares to betting on the Banker Bet, if you bet $100 you would still win $100, but then a 5% house commission would be deducted resulting in winnings of $95, or a total payout of $195.

Lloyd Kenrick is a veteran gambling analyst and senior editor at Gaming.net, with over 10 years of experience covering online casinos, gaming regulation, and player safety across global markets. He specializes in evaluating licensed casinos, testing payout speeds, analyzing software providers, and helping readers identify trustworthy gambling platforms. Lloyd’s insights are rooted in data, regulatory research, and hands-on platform testing. His content is trusted by players seeking reliable information on legal, secure, and high-quality gaming options—whether locally regulated or internationally licensed.

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